General Terms

1Eligibility

Users must be at least 18 years old and have the capacity to enter into binding agreements to use oraceo's services. Participation is limited to individuals engaged in entrepreneurial or executive roles seeking spiritual and personal development.

All participants must be 18 years or older. Enrollment by minors is not permitted.

Users agree to utilize the platform and services lawfully, respecting all applicable local regulations in Singapore and internationally.

Services are provided primarily within Singapore jurisdiction. Users accessing from other regions are responsible for ensuring compliance with local laws.

2Account Registration

To access certain features on oraceo, users are required to create an account providing accurate and updated information.

All account information must be truthful and kept current to avoid service interruptions or account suspension.

Users are responsible for maintaining the confidentiality of their login credentials and for all activity under their account.

Accounts are personal and non-transferable. Sharing login details is prohibited.

In the event of suspected unauthorized access or hacking, users must promptly notify oraceo to secure their account.

oraceo reserves the right to suspend or terminate accounts that violate these Terms or pose security risks.

3Service Description

oraceo offers structured spiritual growth courses designed to support entrepreneurs and executives in aligning personal values with professional success through guided teachings and practical exercises.

We may periodically update course content, schedules, and features to enhance user experience. Such changes will be communicated via email or website notices.

We strive to maintain continuous availability of our services but cannot guarantee uninterrupted access due to maintenance, technical issues, or external factors.

4User Rules

Users are expected to engage respectfully and comply with the following rules while using oraceo platforms and courses:

• Respect the confidentiality and privacy of other participants.
• Avoid sharing or posting offensive, defamatory, or abusive content.
• Refrain from unauthorized advertising or solicitation within course forums or platforms.
• Comply with intellectual property laws and do not plagiarize materials.
• Use the site and services solely for their intended spiritual and professional development purposes.
• Report any suspicious or harmful activities to oraceo moderators immediately.
• Follow any additional guidelines provided during specific courses or events.

5User-Generated Content

Users may submit content such as reflections, questions, or feedback during courses, subject to the following terms.

Users retain ownership of their original content but grant oraceo a non-exclusive license to use it for course-related activities and improvements.

This license allows oraceo to reproduce, distribute, and display submitted content within its platforms and marketing materials where applicable.

Users remain responsible for the legality and appropriateness of their submissions and indemnify oraceo against any claims arising from violations.

oraceo reserves the right to remove or restrict access to content that breaches these terms or is deemed harmful.

6Intellectual Property

All intellectual property rights in the oraceo platform, branding, course materials, and content are owned or licensed by oraceo and protected by applicable laws.

• Users shall not copy, reproduce, or distribute oraceo content without explicit permission.
• Activity, logos, and brand elements are the exclusive property of oraceo.
• Unauthorized commercial use of oraceo intellectual property is prohibited.

7Paid Services

Certain oraceo courses and offerings are provided as paid services under the terms outlined below.

Course fees are clearly stated on the oraceo website and at the point of registration. Prices are subject to change with advance notice.

Payments must be made through the official channels provided and in the accepted currencies. Payment confirmation is required before access is granted.

Subscription-based courses operate under a fixed term with automatic renewal options, subject to user consent and cancellation policies.

Refund requests will be assessed on a case-by-case basis following the policies stated during purchase and applicable consumer laws.

Users may cancel subscriptions prior to renewal dates to avoid future charges. Notifications must be submitted through designated methods.

Applicable taxes are included in course fees or clearly indicated. Users are responsible for any local taxes or duties.

oraceo reserves the right to adjust pricing. Existing customers will be notified of changes prior to the next billing cycle.

Failure to pay fees on time may result in suspension or termination of access without further notice.

8Disclaimer

oraceo provides its courses as educational and supportive tools aimed at enhancing spiritual growth for entrepreneurs and executives. Results may vary individually and are not guaranteed.

9Limitation of Liability

oraceo is not liable for any indirect, incidental, or consequential damages arising from the use of its services or reliance on course content.

10Third-Party Services

We may integrate or link to third-party services to enrich course experiences. Use of these is subject to the third parties' terms and privacy policies.

11Termination

oraceo may terminate or suspend access to services for users who breach terms or engage in misconduct without prior notice.

Upon termination, all rights granted to the user cease immediately and any outstanding fees remain payable.

12Privacy

Our Privacy Policy applies fully to all data collected through oraceo services and ensures compliance with applicable data protection laws.

13Communications

By using oraceo services, users consent to receive communications electronically, including notices, updates, and promotional materials.

14Changes to Terms

We reserve the right to modify these Terms at any time. Continued use of services post-changes constitutes acceptance of new terms.

15Governing Law

These Terms are governed by the laws of Singapore and any disputes shall be resolved in its courts.

16Dispute Resolution

Disputes arising out of oraceo services will be addressed initially through mediation or arbitration before litigation.